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GAO presented an investigative tool for identifying sources of
information about people, property, business, and finance. The guide
includes an index to locate sources of information about a topic that
may be discussed in one or more places in the guide, and a chapter on
how to use the Internet to gather information valuable to the
investigative process. In many cases, information in the sources cited
may be privileged or confidential and, therefore, unavailable.

--------------------------- Indexing Terms -----------------------------

 REPORTNUM:  OSI-97-2
     TITLE:  Investigators' Guide to Sources of Information
      DATE:  04/01/97
   SUBJECT:  Investigations by federal agencies
             Data bases
             Information centers
             Clearinghouses (information)
             Local governments
             State governments
             Federal agencies

             
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Cover
================================================================ COVER


Office of Special Investigations

April 1997

INVESTIGATORS' GUIDE TO SOURCES OF
INFORMATION

GAO/OSI-97-2

Investigators' Guide to Sources of Information

(600415)


Abbreviations
=============================================================== ABBREV

  ALR - Art Loss Register
  ATF - Bureau of Alcohol, Tobacco and Firearms
  CFTC - Commodity Futures Trading Commission
  CIS - Central Index System
  CLASS - Consular Lookout and Support System
  CRS - Congressional Research Service
  CTR - Currency Transaction Report
  DCII - Defense Central and Investigations Index
  DEA - Drug Enforcement Administration
  DECA - Development of Espionage Counterintelligence and
     Counterterrorism Awareness
  DLR - Division of Labor Racketeering
  DOD - Department of Defense
  DOJ - Department of Justice
  EDGAR - Electronic Data Gathering and Retrieval
  EFF - Electronic Frontier Foundation
  e-mail - electronic mail
  EPIC - El Paso Intelligence Center
  ERISA - Employee Retirement Income Security Act
  EX-ImBank - Export-Import Bank of the United States
  FAA - Federal Aviation Administration
  FBI - Federal Bureau of Investigation
  FCC - Federal Communications Commission
  FDA - Food and Drug Administration
  FDIC - Federal Deposit Insurance Corporation
  FERC - Federal Energy Regulatory Commission
  FHWA - Federal Highway Administration
  FinCEN - Financial Crimes Enforcement Network
  FIRS - Fingerprint Identification Records System
  FMS - Financial Management Service
  FPDC - Federal Procurement Data Center
  FTP - File Transfer Protocol
  GAO - General Accounting Office
  GILS - Government Information Locator System
  GPO - Government Printing Office
  GSA - General Services Administration
  HHS - Department of Health and Human Services
  IBIS - Interagency Border Inspection System
  IBM - International Business Machines
  ICTS - International Criminal Police Organization Case-Tracking
     System
  IFAR - International Foundation for Art Research
  III - Interstate Identification Index
  INS - Immigration and Naturalization Service
  INTERPOL - International Criminal Police Organization
  IRC - Internet Relay Chat
  IRS - Internal Revenue Service
  JMIE - Joint Maritime Information Element
  LESC - Law Enforcement Support Center
  MAGLOCLEN - Middle Atlantic-Great Lakes Organized Crime Law
     Enforcement Network
  MOCIC - Mid-States Organized Crime Information Center
  NADDIS - Narcotics and Dangerous Drugs Information System
  NAIL - NARA Archival Information Locator
  NAILS - National Alien Information Lookout System
  NARA - National Archives and Records Administration
  NASA - National Aeronautics and Space Administration
  NCIC - National Crime Information Center
  NCMEC - National Center for Missing and Exploited Children
  NCUA - National Credit Union Administration
  NESPIN - New England State Police Information Network
  NFIC - National Fraud Information Center
  NICB - National Insurance Crime Bureau
  NIIS - Nonimmigrant Information System
  NLETS - National Law Enforcement Telecommunications System
  NRC - Nuclear Regulatory Commission
  NTC - National Tracing Center
  OSI - Office of Special Investigations
  RISS - Regional Information Sharing System
  RMIN - Rocky Mountain Information Network
  ROCIC - Regional Organized Crime Information Center
  SBA - Small Business Administration
  SEC - Securities and Exchange Commission
  SPICIN - South Pacific Islands Criminal Intelligence Network
  SSA - Social Security Administration
  TECS - Treasury Enforcement Communications System
  USDA - U.S.  Department of Agriculture
  USMS - U.S.  Marshals Service
  USNCB - U.S.  National Central Bureau
  VA - Department of Veterans Affairs
  WAIS - Wide Area Information Server
  WHD - Wage Hour Division
  WSIN - Western States Information Network
  WWW - World Wide Web

Letter
=============================================================== LETTER


April 1997

This 1997 Investigators' Guide to Sources of Information is published
as a service to the investigative community by GAO's Office of
Special Investigations.  It is intended to be a useful investigative
tool for identifying sources of information about people, property,
business, and finance.  This year's guide is organized so that all of
the information about a single source is located in a single
definitive category.  An index has been added to locate sources of
information about a topic that may be discussed in one or more places
in the guide.  Finally, to make the guide useful in an increasingly
electronic environment, we have added Internet addresses wherever
possible and a chapter on how to use the Internet to gather
information valuable to the investigative process. 

Additionally, for the first time, this year's guide will be
accessible electronically from GAO's home page ( http://www.gao.gov )
by first selecting "Special Publications and Software" and then
"Investigators' Guide to Sources of Information (GAO/OSI-97-2)." From
this screen, certain sections of the report are interactive, enabling
the investigator to initiate national and international links to a
wide range of organizations.  These links can be established by
"clicking on" either an underlined and highlighted agency name or a
specific Internet address in the guide. 

The information provided in this guide is current as of the date of
publication.  As with the two previous editions of the guide, we
request your assistance in updating and improving the guide
periodically.  Please submit any updates or suggestions on how the
guide can better meet users' needs directly to us by e-mail at
soiguide.osi@gao.gov or by fax at (202) 371-2442.  You may also write
to us at the Office of Special Investigations, U.S.  General
Accounting Office, 441 G Street, N.W., Washington, D.C.  20548. 

Donald J.  Wheeler
Acting Director


ABOUT THE GUIDE
============================================================ Chapter 0

The 1997 Investigator's Guide to Sources of Information contains five
chapters, four on information sources and a fifth on how to access
information through the Internet. 

The first four chapters--on local and state governments; federal
agencies; directories, reference works, and other sources; and
electronic databases--discuss selected information sources in
definitive categories that investigators will find helpful.  The
guide's descriptions of information found in specific electronic
databases were furnished by the organizations that administer the
databases and have not been validated by GAO.  Depending on their
specific needs, users of the guide may want to independently validate
the currency and accuracy of information in the databases.  Tables in
chapters 1 and 2 provide details on topics discussed in the chapters. 

Chapter 5 is a guide to using the Internet for investigative
purposes.  In addition to sections on how to access the Internet and
the tools and functions available for Internet interaction, chapter 5
contains a sample search that may be of particular interest to the
novice Internet user.  Chapter 5 also informs the user about the
types of information available from the Internet.  For specific
information on the Internet and specific web browsers, please consult
applicable software manuals, local bookstores and libraries, and/or
various Internet service providers. 

Chapters 2 and 5 list selected Internet addresses for investigators'
use, including addresses for federal agencies and electronic
databases.  Because Internet addresses change frequently, GAO will
periodically update the electronic version of the guide to reflect
such changes. 

The guide's table of contents, supplemented by its index, should help
users to locate specific subject matter.  While major topics such as
federal government agencies, federal contracting, state and local
government, and directories are listed in the index, subtopics such
as counterfeiting, criminal history, income tax, and driver's
licenses are also listed. 

This guide is not intended to be an exhaustive compilation of all
sources of information available to investigators.  There are many
other sources of valuable information that may be useful for
investigative purposes.  The specific sources of information
identified in the guide exemplify the types of information available
to investigators, many of which have proven useful in the past.  The
inclusion of specific products or services should not be viewed as an
endorsement by GAO. 

The images in the "SEARCHING THE NET" section of chapter 5 are
reprinted with the permission of the copyright owners.\1


--------------------
\1 Figures 5.1 through 5.10 of this guide contain images that are the
property of Netscape, copyright 1997 Netscape Communications
Corporation, all rights reserved.  Netscape is a trademark of
Netscape Communications Corporation, which is registered in the
United States and other countries.  The images in figures 5.1 through
5.10 are reprinted here with the permission of Netscape.

Figures 5.1 and 5.2 of this guide contain images that are the
property of C | net, copyright 1996-97, all rights reserved, and are
reprinted here with permission.

Figures 5.3 through 5.10 of this guide contain images that are the
property of Cornell University Legal Information Institute and are
reprinted here with permission. 


-------------------------------------------------------- Chapter 0:0.1

As a user of this guide, you should be aware that, in many cases,
information in the sources we cite may be privileged or confidential
and, therefore, unavailable.  Generally, the Privacy Act, 5 U.S.C. 
552a (1994), prohibits federal agencies from disclosing a record from
"system of records" from which information may be retrieved by
individual identifier, e.g., name, number, or symbol.  However,
federal agencies may disclose a record to another agency or
governmental instrumentality for a lawful civil or criminal law
enforcement activity.  To receive a record, the head of the
requesting agency must request the record in writing from the agency
that maintains the record, specifying the portion of the record
desired and the law enforcement activity for which the record is
sought.  The Privacy Act imposes criminal penalties on agency
employees who wrongfully disclose protected information and on any
person who wrongfully requests or obtains protected information under
false pretenses.  (5 U.S.C.  552a(i)). 


LOCAL AND STATE GOVERNMENTS
============================================================ Chapter 1


   LOCAL GOVERNMENT
---------------------------------------------------------- Chapter 1:1


      BUILDING INSPECTOR
-------------------------------------------------------- Chapter 1:1.1

The following information is available from a building inspector's
office: 

  -- building permits, which generally show the name of the
     applicant, the address of construction, the estimated cost of
     construction, and the name of the builder or contractor;

  -- blueprints and plans, which show construction details and are
     often submitted with applications for building permits; and

  -- building inspectors' reports, which contain information
     regarding compliance with construction specifications. 


      CORONER/MEDICAL EXAMINER
-------------------------------------------------------- Chapter 1:1.2

Coroner registers generally contain the name or description of the
deceased; date of inquest, if any; property found on the deceased and
its disposition; and the cause of death. 


      COURT CLERK
-------------------------------------------------------- Chapter 1:1.3

Court clerks often maintain court files on such civil actions as
liens, name changes, and divorces.  These files generally include the
complaint (identifying the plaintiff(s), the defendant(s), and the
cause of action); the answer to the complaint; and the judgment
rendered.  Also, depositions introduced as exhibits become part of
the court records.  The court clerk's minutes or the file jacket may
indicate whether a transcript of the proceedings was taken. 

Divorce case complaints usually identify the plaintiff and defendant;
place and date of marriage (which points to the appropriate county
recorder's records); date of separation, if applicable; names, ages,
and birthdates of any children; community property; and grounds or
charges, if any; and the attorneys retained by the parties.  The
plaintiff's signature is usually on the complaint and the defendant's
signature can be found on the cross-complaint or answer. 

Probate indexes will list probate actions alphabetically, by name of
the estate or petitioner, and will give the filing date and the
docket number.  Individual case files often list causes of action and
rulings regarding the estate, and status of potential beneficiaries
who may be minors, adopted, incompetent, or insane. 

Court clerks also maintain criminal court files, which may contain
information describing the crime and the charges in an indictment. 
These files may also contain the complainant's signature (exemplar);
a transcript of the preliminary hearing (usually consisting of
testimony of the complainant, defendant, witnesses, and arresting
officer); the names of the prosecuting and defense attorneys; the
probation officer's report, with complete background investigation of
the defendant; and any subpoenas issued in the case. 


      HEALTH DEPARTMENT
-------------------------------------------------------- Chapter 1:1.4

Health departments often license and inspect properties, identify and
investigate local health problems, educate businesses on local health
issues, and provide direct emergency services. 

Death certificates are usually available at health departments.  A
death certificate provides the decedent's name; address; sex; age;
race; social security number; birthplace; birthdate; and date, place,
and time of death.  Additionally, a death certificate generally
provides the medical and coroner's certificate and information about
the decedent's parents, including their occupations. 


      PERSONNEL DEPARTMENT
-------------------------------------------------------- Chapter 1:1.5

Personnel departments maintain the following information: 

  -- personal history statements on employees and political leaders;
     and

  -- employment records, efficiency reports, and records of salary
     liens on employees. 


      PUBLIC SCHOOLS
-------------------------------------------------------- Chapter 1:1.6

Public schools maintain the following information: 

  -- student records showing grades, disciplinary actions, and, in
     some school districts, biographies; and

  -- teacher biographies showing personal background, education, and
     former employment. 


      RECORDER
-------------------------------------------------------- Chapter 1:1.7

Recorder offices maintain the following information: 

  -- documents pertaining to real estate transactions, including
     deeds, grants, transfers, mortgages, releases of mortgages,
     powers of attorney, and leases that have been acknowledged or
     approved;

  -- mortgages on personal property;

  -- wills admitted to probate;

  -- Uniform Commercial Code filings;

  -- official bonds;

  -- notices of mechanics' liens;

  -- transcripts of judgments that are made on real estate liens;

  -- notices of attachment of real estate;

  -- papers pertaining to bankruptcy;

  -- certified copies of decrees and judgments of courts of record;

  -- Department of Defense DD 214 forms that are recorded by some
     veterans as evidence of veteran status, particularly in those
     states that grant veterans reduced property tax rates; and

  -- marriage licenses and certificates that can provide the names,
     ages, cities of residence, and places of birth of the licensees;
     date and place of marriage; names of witnesses to the marriage
     and their residence; and names of the cleric, judge, or justice
     of the peace who performed the ceremony. 


      REGISTRAR OF VOTERS
-------------------------------------------------------- Chapter 1:1.8

Registrars of voters may maintain the following: 

  -- affidavit of registration, which includes the registrant's name
     and age, occupation, and address at the time of registration,
     and

  -- nomination papers of candidates for public office. 


      REGULATORY AGENCIES
-------------------------------------------------------- Chapter 1:1.9

Applications for business licenses, which are filed by local
regulatory agencies, have valuable information on certain types of
businesses and professions.  Also, such applications often have
useful information about individuals engaged in those businesses or
professions.  In many cities, the following types of businesses and
professions would be regulated and their owners and/or practitioners
would be required to apply for licenses: 

  -- businesses seeking liquor licenses;

  -- professionals, including those trained as certified public
     accountants, dentists, doctors, plumbers, electricians, and
     optometrists;

  -- businesses that health and fire departments periodically
     inspect, including restaurants, bars, and night clubs; and

  -- businesses operating under names other than the owners' names
     (such businesses must register under assumed names and are
     included in the "doing business as" files). 


      SURVEYOR
------------------------------------------------------- Chapter 1:1.10

Surveyor offices maintain maps of elevations, baselines, landmarks,
important sites, roads, rights of way, and easements. 


      TAX ASSESSOR
------------------------------------------------------- Chapter 1:1.11

Tax assessor offices maintain maps of real property, including
information on a property's dimensions, address, owner, taxable
value, and improvements. 


      TAX COLLECTOR
------------------------------------------------------- Chapter 1:1.12

Tax collector offices maintain the following information: 

  -- names and addresses of payers of property taxes, including
     payers who are not the apparent owners;

  -- legal descriptions of property;

  -- amounts of taxes paid on real and personal property;

  -- delinquency status of taxes; and

  -- names of former owners of property. 


      WELFARE COMMISSION
------------------------------------------------------- Chapter 1:1.13

Information filed by welfare commissions is gathered by social
workers, psychologists, and physicians.  Generally, the information
gathered--frequently provided by welfare recipients--is not verified. 
Welfare commission files contain such information as the recipient's
address, previous employment, prior earnings, and property owned. 
Welfare files also contain information on (1) the property owned by
the recipient's relatives and (2) the relatives' health and criminal
records. 


   STATE GOVERNMENT
---------------------------------------------------------- Chapter 1:2


      ATTORNEY GENERAL
-------------------------------------------------------- Chapter 1:2.1

State attorneys general are good sources of information on (1)
efforts made in the areas of statewide criminal justice, civil
enforcement, and consumer protection and (2) the functions or
administrative structure of the state offices responsible for these
areas.  The following table lists addresses and telephone numbers for
state attorneys general. 



                                    Table 1.1
                     
                             State Attorneys General

                                                                       Telephone
State                            Address                                  number
-------------------------------  --------------------------------  -------------
Alabama                          State House, 3rd Fl.                 (334) 242-
                                  11 South Union Street                     7300
                                  Montgomery, AL 36104-3760
Alaska                           Post Office Box 110300               (907) 465-
                                  Diamond Court Building                    3600
                                  Juneau, AK 99811

                                  123 Fourth Street, 6th Fl.
                                  Diamond Court House
                                  Juneau, AK 99801
Arizona                          1275 West Washington Street          (602) 542-
                                  Phoenix, AZ 85007                         4266
Arkansas                         323 Center Street                    (501) 682-
                                  200 Tower Building                        2007
                                  Little Rock, AR 72201
California                       1300 I Street                        (916) 323-
                                  Post Office Box 944255                    5370
                                  Sacramento, CA 94244-2550
Colorado                         1525 Sherman Street, 5th Fl.         (303) 866-
                                  Denver, CO 80203                          4500
Connecticut                      55 Elm Street                        (860) 566-
                                  Post Office Box 120                       2026
                                  Hartford, CT 06141-0120
Delaware                         Carvel State Office Building         (302) 577-
                                  820 North French Street                   8338
                                  Wilmington, DE 19801
District of Columbia             Office of the Corporation            (202) 727-
                                  Counsel                                   6248
                                  441 4th Street, N.W., Rm. 1060
                                  North
                                  Washington, D.C. 20001
Florida                          The Capitol Building                 (904) 487-
                                  Plaza Level, Suite 01                     1963
                                  Tallahassee, FL 32399-1050
Georgia                          40 Capitol Square                    (404) 656-
                                  Atlanta, GA 30334-1300                    4585
Hawaii                           425 Queen Street                     (808) 586-
                                  Honolulu, HI 96813                        1282
Idaho                            700 West Jefferson Street            (208) 334-
                                  Post Office Box 83720                     2400
                                  Boise, ID 83720-0010
Illinois                         James R. Thompson Center             (312) 814-
                                  100 West Randolph Street, 12th            2503
                                  Fl.
                                  Chicago, IL 60601
Indiana                          Indiana Government Center South,     (317) 233-
                                  8th Fl.                                   4386
                                  402 West Washington Street
                                  Indianapolis, IN 46204
Iowa                             Hoover State Office Building,        (515) 281-
                                  2nd Fl.                                   3053
                                  Des Moines, IA 50319
Kansas                           Judicial Building                    (913) 296-
                                  301 S.W. 10th Street                      2215
                                  Topeka, KS 66612
Kentucky                         Capitol Building, Suite 116          (502) 564-
                                  700 Capitol Avenue                        7600
                                  Frankfort, KY 40601
Louisiana                        300 Capitol Drive                    (504) 342-
                                  Post Office Box 94005                     7013
                                  Baton Rouge, LA 70804
Maine                            Six State House Station              (207) 626-
                                  Augusta, ME 04333                         8800
Maryland                         200 Saint Paul Place                 (410) 576-
                                  Baltimore, MD 21202-2021                  6300
Massachusetts                    One Ashburton Place                  (617) 727-
                                  Boston, MA 02108                          2200
Michigan                         Law Building, 7th Fl.                (517) 373-
                                  Post Office Box 30212                     1110
                                  525 West Ottawa Street
                                  Lansing, MI 48909-0212
Minnesota                        102 State Capitol                    (612) 296-
                                  St. Paul, MN 55155                        6196
Mississippi                      Post Office Box 220                  (601) 359-
                                  Jackson, MS 39205                         3692

                                  450 High Street
                                  Jackson, MS 39201
Missouri                         Post Office Box 899                  (573) 751-
                                  Jefferson City, MO 65102                  3321

                                  207 W. High Street
                                  Supreme Court Building
                                  Jefferson City, MO 65101
Montana                          215 N. Sanders                       (406) 444-
                                  Post Office Box 201401                    2026
                                  Helena, MT 59620-1401
Nebraska                         2115 State Capitol Building          (402) 471-
                                  Lincoln, NE 68509                         2682
Nevada                           198 South Carson Street              (702) 687-
                                  Carson City, NV 89710                     4170

                                  100 North Carson Street
                                  Carson City, NV 89701-4717
New Hampshire                    33 Capitol Street                    (603) 271-
                                  Concord, NH 03301                         3658
New Jersey                       Dept. of Law and Public Safety       (609) 292-
                                  Office of Attorney General                4925
                                  Richard J. Hughes Justice
                                  Complex
                                  CN 080
                                  Trenton, NJ 08625
New Mexico                       Post Office Drawer 1508              (505) 827-
                                  Santa Fe, NM 87504-1508                   6000

                                  407 Galisteo Street, #260
                                  Santa Fe, NM 87501
New York                         N.Y. State Dept. of Law -the         (518) 474-
                                  Capitol                                   7330
                                  Albany, NY 12224
North Carolina                   Post Office Box 629                  (919) 733-
                                  Raleigh, NC 27602-0629                    3377

                                  2 E. Morgan Street
                                  Raleigh, NC 27601
North Dakota                     State Capitol                        (701) 328-
                                  600 East Boulevard Avenue                 2210
                                  Bismarck, ND 58505-0040
Ohio                             Rhodes Tower                         (614) 466-
                                  30 East Broad Street, 17th Fl.            4320
                                  Columbus, OH 43215
Oklahoma                         2300 North Lincoln Boulevard         (405) 521-
                                  Suite 112                                 3921
                                  Oklahoma City, OK 73105
Oregon                           1162 Court Street, NE                (503) 378-
                                  Salem, OR 97310                           6002
Pennsylvania                     Strawberry Square, 16th Fl.          (717) 787-
                                  Harrisburg, PA 17120                      3391
Rhode Island                     150 South Main Street                (401) 274-
                                  Providence, RI 02903                      4400
South Carolina                   Post Office Box 11549                (803) 734-
                                  Columbia, SC 29211-1549                   3970

                                  1000 Assembly Street
                                  Columbia, SC 29202
South Dakota                     500 East Capitol                     (605) 773-
                                  Pierre, SD 57501                          3215
Tennessee                        500 Charlotte Avenue, Suite 114      (615) 741-
                                  Nashville, TN 37243                       6474
Texas                            Post Office Box 12548                (512) 463-
                                  Austin, TX 78711                          2191

                                  209 W. 14th Street
                                  Austin, TX 78701
Utah                             236 State Capitol                    (801) 538-
                                  Salt Lake City, UT 84114                  1326
Vermont                          109 State Street                     (802) 828-
                                  Montpelier, VT 05609-1001                 3171
Virginia                         900 East Main Street                 (804) 786-
                                  Richmond, VA 23219                        2071
Washington                       1125 Washington Street S.E.          (360) 753-
                                  Post Office Box 40100                     6200
                                  Olympia, WA 98504-0100
West Virginia                    State Capitol, Building 1, Rm.       (304) 558-
                                  E26                                       2021
                                  1900 Kanawha Boulevard East
                                  Charleston, WV 25305-0220
Wisconsin                        Post Office Box 7857                 (608) 266-
                                  Madison, WI 53707-7857                    1221

                                  114 E. State Capitol
                                  Madison, WI 53702
Wyoming                          123 Capitol Building                 (307) 777-
                                  Cheyenne, WY 82002                        7841
--------------------------------------------------------------------------------

      BUREAU OF VITAL STATISTICS
-------------------------------------------------------- Chapter 1:2.2

Bureaus of Vital Statistics have birth certificates on file and are
an excellent source of information about people.  Birth certificates
can provide a child's name, sex, date of birth, and address of place
of birth; the names of the attending physician, midwife, and/or other
assistants; the parents' names, ages, addresses, race, places of
birth, and occupations; the mother's maiden name; and the number of
siblings.  (In some states, birth certificates may be found at the
local level, such as at the health department.)


      DEPARTMENT OF MOTOR VEHICLES
-------------------------------------------------------- Chapter 1:2.3

State Departments of Motor Vehicles maintain information on driver's
licenses, vehicle registrations, titles, automobile transfers and
sales, car dealers, car salespersons, emission inspection facilities,
and--in some states--auto repair businesses.  Of those states
requiring that photographs of licensed drivers appear on their
licenses, most maintain the photographs.  Many states are changing to
digital photographs. 


      REGULATORY AGENCIES
-------------------------------------------------------- Chapter 1:2.4

Departments and agencies that regulate individual and business
activities within a particular state can be valuable sources of
information.  Individuals obtain licenses for activities such as
driving, hunting, and fishing and for such professions as medical,
legal, and public accounting.  Businesses are also often required to
obtain licenses and permits to operate and file periodic reports such
as for worker's and unemployment compensation, sales tax, and state
income tax.  The following state regulatory departments and agencies
maintain information valuable to investigators: 

  -- Bureau of Professional and Vocational Standards or Department of
     Licensing;

  -- Controller/Treasurer;

  -- Department of Agriculture;

  -- Department of Industrial Relations;

  -- Department of Natural Resources;

  -- Gambling Commission/Horse Racing Board;

  -- Secretary of State;

  -- Department of Corrections;

  -- Liquor Commission;

  -- Lottery Commission;

  -- Securities Commission; and

  -- Utility Commission. 


FEDERAL AGENCIES
============================================================ Chapter 2


   CABINET-LEVEL DEPARTMENTS AND
   ASSOCIATED AGENCIES
---------------------------------------------------------- Chapter 2:1


      DEPARTMENT OF AGRICULTURE
      (USDA)
-------------------------------------------------------- Chapter 2:1.1

Various USDA agencies maintain information on

  -- meat or poultry companies;

  -- feedlot owners or operators, livestock brokers, and meat packers
  or canners; -- rural electric or telephone cooperatives;

  -- logging (tree harvesting) companies that remove timber from
     national forests;

  -- certain improvements to farmland;

  -- the import or export of agricultural commodities, animals, or
     plants; and

  -- current or former USDA employees. 

Some USDA agencies maintain--or have access to--financial records at
the state and local levels concerning

  -- contracts with the agency;

  -- recipients of various benefits, such as food stamps;

  -- retail grocery stores authorized to accept food stamps; and

  -- free or reduced-price school lunch meals. 

Other USDA agencies maintain data on applicants/recipients of
agriculture loans, such as

  -- loan applications and financial statements,

  -- bank account particulars,

  -- crop yields and business profits,

  -- applications for and indemnities paid by federal crop insurance,
     and

  -- plats of property and location of other assets. 

In addition, USDA has information--including certain financial
data--concerning the ownership, management, and operation of farms
and ranches that participate in various USDA programs. 


      DEPARTMENT OF COMMERCE
-------------------------------------------------------- Chapter 2:1.2

The Department of Commerce has information on international trade,
social and economic statistics, patents, trademarks, ocean studies,
domestic economic development, and minority businesses. 


      DEPARTMENT OF DEFENSE (DOD)
-------------------------------------------------------- Chapter 2:1.3

To obtain information concerning military pay, dependents,
allotments, deposits, and other financial information, contact
Defense Joint Military Pay System; Director, Military Pay
Directorate, Room 404; Defense Finance and Accounting Service -
Headquarters; Crystal Mall #3; 1931 Jefferson Davis Highway;
Arlington, VA 22202 or at (703) 607-1373. 

Records--that survived a July 1973 fire--concerning the personnel and
medical histories of former military personnel are located at the
Military Personnel Records Center; General Services Administration;
9700 Page Boulevard; St.  Louis, MO 63132-5100.  To obtain such
information, contact the Army at (314) 538-4122; the Air Force at
(314) 538-4218; and the Navy, Marine Corps, and Coast Guard at (314)
538-4200.  Records destroyed in the fire may be reconstructed.  If
you wish to have a record reconstructed, call (314) 538-4144. 

For information on DOD investigations, see the discussion on the
Defense Central and Investigations Index in chapter 4. 


      DEPARTMENT OF ENERGY
-------------------------------------------------------- Chapter 2:1.4


         FEDERAL ENERGY REGULATORY
         COMMISSION (FERC)
------------------------------------------------------ Chapter 2:1.4.1

Electric utility and natural gas companies are required to file
annual reports with FERC.  The reports provide excellent financial
pictures of the companies as well as other information, e.g., names
of officers, directors, and stockholders who own more than 10 percent
of the company.  FERC also maintains license and permit information
concerning companies within its regulatory control. 


      DEPARTMENT OF HEALTH AND
      HUMAN SERVICES (HHS)
-------------------------------------------------------- Chapter 2:1.5


         FOOD AND DRUG
         ADMINISTRATION (FDA)
------------------------------------------------------ Chapter 2:1.5.1

FDA is an enforcement agency of HHS.  FDA investigators in the field
conduct investigations of drug firms under the jurisdiction of the
FDA. 


      DEPARTMENT OF JUSTICE (DOJ)
-------------------------------------------------------- Chapter 2:1.6


         DRUG ENFORCEMENT
         ADMINISTRATION (DEA)
------------------------------------------------------ Chapter 2:1.6.1

DEA maintains information on individuals and businesses licensed to
handle narcotics obtained under the Controlled Substances Act and
persons in violation of federal drug laws and regulations. 

DEA administers the El Paso Intelligence Center and the Narcotics and
Dangerous Drugs Information System, both of which are discussed in
chapter 4. 


         FEDERAL BUREAU OF
         INVESTIGATION (FBI)
------------------------------------------------------ Chapter 2:1.6.2

FBI can provide information on criminal records and fingerprints, as
well as nonrestricted information pertaining to criminal offenses and
subversive activities.  It also can provide information about foreign
fugitives and wanted, missing, and unidentified persons. 

FBI administers the National Crime Information Center which maintains
information on a variety of subjects, such as stolen vehicles,
license plates, and guns.  See chapter 4 for more information on the
Center. 

FBI also maintains the following indexes: 

  -- State Criminal History Records,

  -- Criminal History Records of Federal Offenders,

  -- National Stolen Property Index (stolen government property), and

  -- National Fraudulent Check Index. 

See also the entries on the Fingerprint Identification Records System
and the Interstate Identification Index in chapter 4. 


         IMMIGRATION AND
         NATURALIZATION SERVICE
         (INS)
------------------------------------------------------ Chapter 2:1.6.3

INS retains the following information:  alien registration records in
effect since August 27, 1940 (from July 1, 1920, to August 27, 1940,
immigrants were given identification cards); lists of passengers and
crew on vessels from foreign ports; passenger manifests and
declarations (ship, date, and point of entry); naturalization records
(names of witnesses to naturalization proceedings and acquaintances
of the individual); records of deportation proceedings; and financial
statements of aliens and persons sponsoring their entry. 

See chapter 4 for information on INS' Central Index System, Law
Enforcement Support Center, National Alien Information Lookout
System, and Nonimmigrant Information System. 


      U.S.  MARSHALS SERVICE
      (USMS)
-------------------------------------------------------- Chapter 2:1.7

USMS maintains (1) information on individuals wanted as fugitives by
the federal government and (2) records on the seizing, managing, and
selling of assets forfeited by drug traffickers and other criminals. 


      U.S.  NATIONAL CENTRAL
      BUREAU FOR THE INTERNATIONAL
      CRIMINAL POLICE ORGANIZATION
      (USNCB-INTERPOL)
-------------------------------------------------------- Chapter 2:1.8

USNCB represents the United States in INTERPOL, operating
continuously to provide international support for U.S.  law
enforcement.  USNCB provides an essential communications link between
the U.S.  police community and its counterparts in over 176 foreign
member countries.  USNCB, therefore, can request information
regarding ownership, previous investigations, vessels possibly
involved in narcotics trafficking, cultural property and art work
that might have been stolen, and any other information legally
releasable from any of the INTERPOL member countries around the
world.  The degree of information available is determined by the laws
of the countries from which the information is requested.  USNCB can
place an INTERPOL international lookout for persons who have
committed an extraditable offense in the United States and are
believed to have fled to another country. 

Seventeen federal and state law enforcement agencies are part of
USNCB, and all 50 states have established INTERPOL liaison offices. 
The following agencies are part of USNCB:  Bureau of Alcohol, Tobacco
and Firearms; Criminal Division, DOJ; Environmental Protection
Agency; Office of the Inspector General, USDA; Diplomatic Security
Service, Department of State; DEA; FBI; Federal Law Enforcement
Training Center; Massachusetts State Police; INS; Internal Revenue
Service; Naval Criminal Investigative Service; Office of the
Comptroller of the Currency; U.S.  Customs Service; USMS; U.S. 
Postal Inspection Service; and U.S.  Secret Service.  For information
about the liaison offices, contact USNCB at (202) 616-1051 or
1-800-743-5630. 

See chapter 4 for information on the INTERPOL Case Tracking System. 


      DEPARTMENT OF LABOR
-------------------------------------------------------- Chapter 2:1.9

The Department of Labor has information about the Federal Employees
Compensation Act, Job Partnership Training Act, Occupational Safety
Health Act, and Mine Safety Health Act.  The Department conducts
programs under these acts and retains substantial data on businesses
that participate in special work programs with the agency. 

Labor organizations must submit to the Department annual financial
reports, which include statements of assets and liabilities and
statements of receipts and disbursements.  They must also complete
supporting schedules:  loans receivable; other investments; other
assets; other liabilities; fixed assets; loans payable; sales of
investment and fixed assets; disbursement to officers; disbursement
to employees; purchases of investment and fixed assets; benefits; and
contributions, gifts, and grants. 

The Department's Pension and Welfare Benefits Administration conducts
inquiries into irregularities and complaints on transgressions of
pension law. 

The Department's Employment Standards Administration, Wage Hour
Division (WHD) works to achieve compliance with labor standards
through enforcement, administrative, and educational programs to
protect U.S.  workers.  WHD enforces federal minimum wage, overtime
pay, recordkeeping, and child labor requirements of the Fair Labor
Standards Act.  It also enforces the Migrant and Seasonal
Agricultural Worker Protection Act, the Employee Polygraph Protection
Act, the Family and Medical Leave Act, wage garnishment provisions of
the Consumer Credit Protection Act, "whistleblower" provisions of
several environmental impact laws, and a number of employment
standards and worker protections as provided in several immigration
related statutes.  Additionally, WHD administers and enforces the
prevailing wage requirements of the Davis Bacon Act, the Service
Contract Act, and other statutes applicable to federal contracts for
construction and for the provision of goods and services. 

The Division of Labor Racketeering (DLR) is a component of the
Department's Office of Inspector General.  DLR maintains information
about labor unions, benefit plans, and related investigations.  DLR's
mission is to aggressively identify and reduce labor racketeering and
corruption in employee benefit plans, labor-management relations, and
internal union affairs.  Major emphasis is placed on investigations
involving benefit plans. 

Primary violations investigated by DLR include

  -- payoffs from management to labor officials (Taft-Hartley Act
     violations);

  -- embezzlement or misapplication of a union's general funds or
     assets;

  -- Racketeer Influenced and Corrupt Organizations statute
     violations;

  -- false reports on Employee Retirement Income Security Act (ERISA)
     required documents (ERISA is a comprehensive codification of
     federal law pertaining to employee benefit plans);

  -- use of violence to deprive union members of their
     rights--including the right to nominate and vote for candidates,
     attend membership meetings, participate in benefit plans, and
     examine books and records;

  -- embezzlement from an employee benefit plan, including the
     participation of ineligible people and payment of charges for
     services not provided;

  -- illegal payment (kickbacks) to influence the operations of an
     employee benefit plan by, for example, providing the
     administrator of the plan payment in exchange for fund business;
     and

  -- extortion--obstruction of interstate commerce by threat or
     violence. 


      DEPARTMENT OF STATE
------------------------------------------------------- Chapter 2:1.10

The Department of State maintains information on passport records and
import and export licenses.  The Department's Bureau of Diplomatic
Security has information on previous investigations conducted by that
office. 

See chapter 4 for information on the Consular Lookout and Support
System. 


      DEPARTMENT OF TRANSPORTATION
------------------------------------------------------- Chapter 2:1.11


         FEDERAL AVIATION
         ADMINISTRATION (FAA)
----------------------------------------------------- Chapter 2:1.11.1

FAA maintains records reflecting the chain of ownership of all civil
aircraft in the United States.  These records include documents
relative to the manufacture, sale, transfer, inspection, and
modification of an aircraft, e.g., bill of sale, sales contract,
mortgage, and liens. 

FAA also maintains records on pilots, aircraft mechanics, flight
engineers, and other individuals that it certifies for flight safety
positions.  These records include information on certificates held by
airmen and the medical and law enforcement histories of airmen. 

The FAA Compliance Enforcement Program will provide a microfiche
listing of registrants and their aircraft tail numbers (N number). 
This Office can provide the registration history of a given aircraft
using the aircraft tail number, serial number, or registrant's name. 
It can also provide airworthiness information and lien and previous
owner data. 


         U.S.  COAST GUARD
----------------------------------------------------- Chapter 2:1.11.2

The Coast Guard is the primary federal agency with maritime authority
for the United States.  It is a complex organization of people,
ships, aircraft, boats, and shore stations that responds to tasks in
several mission and program areas, including interdiction of drug
smugglers and illegal immigrants. 

The U.S.  Coast Guard maintains the following information: 

  -- records on documented U.S.  vessels,

  -- names of merchant mariners on U.S.  vessels and investigative
     records pertaining to them,

  -- records relating to maritime drug smuggling, and

  -- records on criminal investigations. 

See chapter 4 for information on the Joint Maritime Information
Element, which the Coast Guard manages. 


         FEDERAL HIGHWAY
         ADMINISTRATION (FHWA)
----------------------------------------------------- Chapter 2:1.11.3

FHWA, Office of Motor Carriers, licenses, regulates, inspects, and
registers all motor carriers operating in interstate commerce.  It
keeps records of its inspections of motor carriers and a history of
violations of each carrier. 


      DEPARTMENT OF THE TREASURY
------------------------------------------------------- Chapter 2:1.12


         BUREAU OF ALCOHOL,
         TOBACCO AND FIREARMS
         (ATF)
----------------------------------------------------- Chapter 2:1.12.1

ATF retains (1) data on distilleries, wineries, breweries,
manufacturers of tobacco products, wholesale and retail dealers of
alcoholic beverages, and certain other manufacturers, dealers, and
users of alcohol; (2) investigative reports on alleged violations
under its jurisdiction; (3) data on federally licensed firearms
manufacturers, importers, and dealers; and (4) data on federally
licensed explosive manufacturers, importers, and dealers. 

ATF can trace firearms that have a serial number and that were
manufactured or imported--from the manufacturer or importer--to the
retailer after 1968.  It can trace explosives materials from the
manufacturer to the distributor and/or user.  ATF also maintains
records on federal firearms and explosive license holders, including
manufacturers, importers, and dealers. 

See chapter 4 for information on ATF's National Tracing Center. 


         BUREAU OF ENGRAVING AND
         PRINTING
----------------------------------------------------- Chapter 2:1.12.2

The Bureau of Engraving and Printing can assist law enforcement with
tracking currency from its printing offices to federal reserve banks. 
The Bureau maintains computer files on all currency research that is
done at the request of law enforcement agencies.  If a match is made,
e.g., by serial numbers, the Bureau will notify the law enforcement
agency of the match.  Currency search requests should be sent to the
Office of Security, Investigative Branch; Bureau of Engraving and
Printing; Room 510-A; 301 14th Street, S.W.; Washington, D.C.  20228. 


         BUREAU OF THE PUBLIC DEBT
----------------------------------------------------- Chapter 2:1.12.3

The Bureau of the Public Debt maintains information on purchased and
redeemed U.S.  savings bonds (registered bonds), marketable
securities, and special securities.  Information maintained includes
the series of bonds involved and the surname, given name, middle name
or initial, and address of each person in whose name bonds were
purchased.  The following table shows the period during which various
series of bonds were sold. 



                               Table 2.1
                
                 Sale Dates of U.S. Savings Bond Series

Government Bond Series                     Period Bond Offered
-----------------------------------------  ---------------------------
A                                          March 1935 through December
                                           1935

B                                          January 1936 through
                                           December 1936

C                                          January 1937 through
                                           December 1938

D                                          January 1939 through April
                                           1941

E                                          May 1941 through June 1980

EE                                         January 1980 to present
                                           (ongoing)

F                                          May 1941 through April 1952

G                                          May 1941 through April 1952

H                                          June 1952 through December
                                           1979

HH                                         January 1980 to present
                                           (ongoing)

J                                          May 1952 through April 1957

K                                          May 1952 through April 1957
----------------------------------------------------------------------

         FINANCIAL CRIMES
         ENFORCEMENT NETWORK
         (FINCEN)
----------------------------------------------------- Chapter 2:1.12.4

FinCEN--an organization established by the Department of the
Treasury--collects, analyzes, and disseminates intelligence on
financial crimes.  Its mission is to provide a governmentwide,
multisource intelligence and analytical network to support law
enforcement agencies in the detection, investigation, and prosecution
of financial crimes.  The participating agencies are the ATF, DEA,
FBI, Internal Revenue Service, U.S.  Customs Service, USMS, U.S. 
Postal Inspection Service, and U.S.  Secret Service. 

FinCEN uses the majority of its resources to assist agencies in their
investigations of financial aspects of the illegal narcotics trade. 
FinCEN then prioritizes investigations of such nonnarcotic crimes as
money laundering offenses, Bank Secrecy Act violations, and other
offenses of a financial nature, e.g., tax and tariff violations;
corruption; treason; and bankruptcy, financial institution, and
government contract fraud.  In both the narcotic and nonnarcotic
areas, FinCEN concentrates on investigations of national or
international criminal organizations. 

FinCEN produces two types of products--tactical support and strategic
analysis.  Its tactical support reports either (1) provide
information and leads on criminal organizations and activities that
are under investigation by law enforcement organizations or (2)
proactively identify previously undetected criminal organizations and
activities so that investigations can be initiated.  These FinCEN
reports will assist agencies in identifying assets for seizure and
forfeiture purposes and in supporting ongoing investigations.  During
its strategic analyses, FinCEN collects, processes, analyzes, and
develops intelligence on the merging trends, patterns, and issues
related to activities such as financial crimes and money laundering. 

FinCEN's financial database has information from reports that are
required to be filed under the Bank Secrecy Act, including the
Currency Transaction Report, Report of International Transportation
of Currency or Monetary Instruments, Currency Transaction Report by
Casinos, and Reports of Foreign Bank and Financial Accounts. 
Furthermore, FinCEN has access to data from Internal Revenue Service
Form 8300 (Reports of Cash Payments Over $10,000 Received in a Trade
or Business). 

FinCEN can be contacted at (800) SOS-BUCK (767-2825) or (703)
905-3520. 


         FINANCIAL MANAGEMENT
         SERVICE (FMS)
----------------------------------------------------- Chapter 2:1.12.5

FMS reconciles all government checks paid by the U.S.  Treasury and
processes all subsequent claims of forgery and non-receipt.  It
maintains photocopies of canceled U.S.  government checks.  However,
original checks that have been determined to be forgeries are
maintained by the U.S.  Secret Service, also a Treasury bureau.  When
information must be obtained for the issuing disbursing office, the
investigation may be expedited by asking that office to obtain the
photocopy of the original check.  In lieu of the original check, FMS'
Check Claims Branch can provide a certified microfilm copy of the
check which is recognized and accepted in most courts of law.  FMS
charges a nominal fee for providing check copies. 


         INTERNAL REVENUE SERVICE
         (IRS)
----------------------------------------------------- Chapter 2:1.12.6

There are two distinct law enforcement functions within the IRS:  the
Criminal Investigation Division and Internal Security. 

The Criminal Investigation Division investigates allegations of
violations of the Internal Revenue Code as it relates to income tax,
the Bank Secrecy Act, and money laundering statutes.  The division's
special agents possess financial investigative abilities that enable
them to solve crimes by following the money trail.  Armed with these
financial investigative skills and clearly defined statutory
jurisdiction, this IRS division works closely with federal, state,
and local law enforcement organizations to solve crimes such as
public corruption, telemarketing fraud, health care fraud, income tax
evasion, and those that are narcotics-related. 

IRS Internal Security inspectors work for the Chief Inspector.  Their
mission is to protect the integrity of the IRS, its system, and its
employees.  They do this by investigating allegations of attempts to
bribe IRS employees and allegations of employee misconduct. 


         OFFICE OF THE COMPTROLLER
         OF THE CURRENCY
----------------------------------------------------- Chapter 2:1.12.7

The Office of the Comptroller of the Currency regulates national
banks and maintains information concerning them.  National bank
examinations are made to determine banks' financial positions and to
evaluate bank assets.  Bank examiners' reports contain information
about bank records, loans, and operations. 

In view of their purpose and the basis on which they are obtained,
reports of national bank examinations and related correspondence and
papers are considered confidential.  Requests for these documents
should include the subject's name and address, the information
desired, the reason it is needed, and the intended use. 


         U.S.  CUSTOMS SERVICE
----------------------------------------------------- Chapter 2:1.12.8

Customs retains the following data: 

  -- names of businesses that are involved in imports and exports,

  -- lists/records of importers and exporters,

  -- lists of suspects,

  -- records of seized smuggled property, and

  -- declaration forms. 

Customs' Office of Investigations investigates alleged violations of
import and export practices.  The office's special agents participate
in the Organized Crime Drug Enforcement Task Force. 

See chapter 4 for information on the Treasury Enforcement
Communications System, which is managed by Customs. 


      U.S.  SECRET SERVICE
------------------------------------------------------- Chapter 2:1.13

The Secret Service is responsible for investigating the
counterfeiting of currency and securities; forgery and altering of
government checks and bonds; thefts and fraud relating to Treasury
electronic funds transfers; financial access, telecommunications,
computer, and telemarketing fraud; fraud concerning federally insured
financial institutions; and other criminal and noncriminal cases. 

The Secret Service investigates financial systems crimes, including
bank fraud; access device fraud; telemarketing and telecommunications
fraud (cellular and hard wire); computer fraud; crimes involving
automated payment systems, teller machines, and direct deposits;
forgery; alteration, false personation, or false claims involving
U.S.  Treasury checks, U.S.  savings bonds, U.S.  Treasury notes,
bonds, and bills.  The Secret Service also investigates electronic
funds transfers, including Treasury disbursements and fraud within
Treasury payment systems; fraud involving U.S.  Department of
Agriculture food coupons and Authority to Participate cards; Federal
Deposit Insurance Corporation investigations; Farm Credit
Administration violations; and fraud and related activity in
connection with identification and seizure.  Further, the Secret
Service coordinates the activities of the U.S.  Secret Service
Organized Crimes Program and oversees money laundering
investigations. 

The Secret Service has concurrent jurisdiction with DOJ to
investigate fraud against any federally insured financial
institution.  Agents of the Secret Service review thousands of
criminal referrals submitted by Department of the Treasury
regulators. 

The Secret Service maintains records pertaining to counterfeit,
forgery, and U.S.  security violation cases.  The Secret Service's
central files in Washington, D.C.  contain about 100,000 handwriting
specimens from known forgers.  An electronic information retrieval
system facilitates the comparison of questioned handwriting with the
examples on file, for identification purposes. 

As part of the 1995 Crime Bill, Congress mandated the Secret Service
to provide forensic/technical assistance--to federal, state, and
local law enforcement agencies, the Morgan P.  Hardiman Task Force,
and the National Center for Missing and Exploited Children--in
matters involving missing and sexually exploited children.  Much of
the forensic assistance is used in the United States by the Secret
Service's Forensic Services Division.  The forensic technology allows
the document examiner to scan and digitize text and writings, and
later search that material against previously recorded writings.  As
a result, Secret Service created a national handwriting repository
for comparison purposes for handwritten letters in these types of
cases. 

The Forensic Services Division also operates a hybrid Automated
Fingerprint Identification System, the largest of its kind, which is
composed of remote latent fingerprint terminals providing connection
to fingerprint databases with access to more than 25 million
fingerprints.  Division staff can search latent fingerprints,
developed in cases involving missing and sexually exploited children,
through this system for identification purposes. 

Other services offered by this program are polygraph consultation or
assistance; photographic, graphic, age progression/regression; and
voice and image enhancement technology. 


      DEPARTMENT OF VETERANS
      AFFAIRS (VA)
------------------------------------------------------- Chapter 2:1.14

VA retains records of loans, tuition payments, insurance payments,
and nonrestricted medical data related to disability pensions.  These
records are available at regional offices in several specific large
metropolitan areas throughout the country.  The data, including
photocopies, may be obtained by writing or visiting the appropriate
regional office. 

All requests should include a statement covering the need and
intended use of the information.  The statement should clearly
identify the veteran and, if available, include the veteran's VA
claim number, date of birth, branch of service, and enlistment and
discharge dates. 


   FINANCIAL INSTITUTIONS AND
   RELATED FEDERAL ADMINISTRATIONS
   AND CORPORATIONS
---------------------------------------------------------- Chapter 2:2


      BANKS
-------------------------------------------------------- Chapter 2:2.1

The relationship between banks and their customers is confidential
and privileged.  Generally, information from banks may be obtained
only by subpoena.  The release of information may be subject to the
Right to Financial Privacy Act (12 U.S.C.  3401-3422). 

The following types of records and information are available from
banks. 

  -- Central master files of customers (depositors, debtors, and
     safe-deposit box holders) are maintained by the bank.  The bank
     usually requires the customer's consent, a search warrant, or a
     court order before an authorized bank official can open a
     safe-deposit box.  A record of entry to a safe-deposit box can
     be obtained by subpoena. 

  -- Bank account applications can provide handwriting samples and
     certain personal information about the customer, depending on
     the type of account.  Bank account records reflect date of
     deposit, amounts of currency and checks, and dates and amounts
     of withdrawals. 

  -- When currency in excess of $10,000 is deposited in a bank
     account, the customer is required to complete a Department of
     the Treasury Form 4789, Currency Transaction Report (CTR).  The
     CTR specifies the depositor's name, address, social security
     number, and birthdate, and records the total amount of the
     transaction and various other information.  The bank is to
     retain CTRs and forward copies to the Department of the
     Treasury. 


      EXPORT-IMPORT BANK OF THE
      UNITED STATES (EX-IM BANK)
-------------------------------------------------------- Chapter 2:2.2

Ex-Im Bank is an independent U.S.  government agency that helps
finance the overseas sales of U.S.  goods and services.  Its mission
is to create jobs through exports.  It provides guarantees of working
capital loans for U.S.  exporters and it guarantees the repayment of
loans or makes loans to foreign purchasers of U.S.  goods and
services.  Ex-Im Bank maintains information about U.S exporters and
foreign buyers who are in good standing or who have defaulted on
payments. 


      FARM CREDIT ADMINISTRATION
-------------------------------------------------------- Chapter 2:2.3

The Farm Credit Administration is the independent federal regulator
responsible for examining and ensuring the safety and soundness of
all Farm Credit System institutions.  The agency is funded by the
lending institutions it regulates.  The Farm Credit System is a
nationwide financial cooperative that lends to agriculture and rural
America, providing more than $60 billion in loans to some 500,000
borrowers, including farmers, ranchers, rural homeowners,
agricultural cooperatives, rural utility systems, and agribusinesses. 


      FEDERAL DEPOSIT INSURANCE
      CORPORATION (FDIC)
-------------------------------------------------------- Chapter 2:2.4

FDIC is a federally chartered corporation with two major functions: 
(1) to determine the safety and soundness of financial institutions
and (2) to solve the problems created by insolvent institutions and
recover funds through the management and ultimate sale of the
institutions' assets.  FDIC maintains information on FDIC-regulated
banks and failed FDIC-insured banks, including their ownership and
officers, the identities of loan borrowers, and previous
investigations.  In addition, FDIC is the successor organization and
custodian of records for the former Resolution Trust Corporation, a
similarly chartered corporation that liquidated the assets of failed
savings institutions from August 1989 until December 31, 1995. 

FDIC-insured banks and FDIC savings associations are examined
periodically by FDIC examiners.  Each examination includes an
appraisal of management, directors, officers, and staff.  The reports
of examination contain an alphabetical list of all directors,
officers, and principal employees.  The examiner also comments on the
capabilities of each individual, gives his/her approximate age, and
cites other business affiliations.  Additionally, the examiner
completes a form on each individual, setting forth his/her estimated
net worth, par value of stock owned, and salary. 

Inquiries regarding types of records available to the public
(including records available under the Freedom of Information Act)
should be directed to the appropriate FDIC regional office or to the
Office of the Executive Secretary, which can be contacted at (202)
898-3687. 


      FEDERAL RESERVE SYSTEM
-------------------------------------------------------- Chapter 2:2.5

The Federal Reserve System is a valuable source of information on
banks and bank holding companies.  The Federal Reserve has
supervisory responsibility over domestic and international operations
of all member banks, Edge Act and agreement corporations, U.S.-bank
holding companies, and over many of the U.S.  activities of foreign
banking organizations.  The Federal Reserve conducts joint
examinations with state agencies or alternates annual examinations
with those agencies and cooperates with the states in other areas to
reduce duplication and overlap in the examination and supervision of
state-chartered banks. 

The examination of a depository institution generally entails (1) an
appraisal of the soundness of the institution's assets; (2) an
evaluation of internal operations, policies, and management; (3) an
analysis of key financial factors such as capital, earnings,
liquidity, and interest rate sensitivity; (4) a review for compliance
with all banking laws and regulations; and (5) an overall
determination of the institution's solvency.  In addition to these
examinations for the general safety and soundness of state member
banks and bank holding companies, the Federal Reserve conducts
special examinations of state member banks in certain areas such as
consumer affairs; activities of trust departments, stock transfer
agents, and municipal securities dealers; and electronic data
processing.  The Federal Reserve also is the primary supervisor for
bank holding companies. 

In addition to quarterly reports on condition (which are available to
the public), banks and bank holding companies examination reports may
be requested for official agency use under the Federal Reserve Board
of Governor's rules regarding availability of information. 


      NATIONAL CREDIT UNION
      ADMINISTRATION (NCUA)
-------------------------------------------------------- Chapter 2:2.6

NCUA regulates, insures, and supervises all federal credit unions, as
well as state-chartered credit unions that apply for its insurance. 
NCUA has two reporting requirements:  federally insured credit unions
with more than $50 million in assets must file quarterly reports and
those with assets totalling less than $50 million must file
semiannually. 


   INDEPENDENT AGENCIES AND
   GOVERNMENT CORPORATIONS
---------------------------------------------------------- Chapter 2:3


      COMMODITY FUTURES TRADING
      COMMISSION (CFTC)
-------------------------------------------------------- Chapter 2:3.1

CFTC maintains the following information: 

  -- registration information concerning firms and individuals,

  -- administrative and injunctive actions filed by CFTC against
     firms and individuals,

  -- financial reports filed by CFTC registrants, and

  -- consumer complaints filed against CFTC registrants. 

The National Futures Association, a self-regulatory organization
authorized by the Commodity Exchange Act, operates under the
supervision of the CFTC and is a one-stop information source for
registration and disciplinary information regarding firms and
individuals in the futures industry.  This information includes
registration status and employment history; disciplinary actions
filed by the association, the CFTC, and the commodity exchanges; and
customer complaints filed under the CFTC's reparations program.  The
association's information center can be contacted at (800) 621-3570
or, in Illinois, at (312) 781-1410. 


      FEDERAL COMMUNICATIONS
      COMMISSION (FCC)
-------------------------------------------------------- Chapter 2:3.2

FCC regulates interstate and international communications by radio,
television, wire, satellite, and cable.  It investigates and studies
all phases of communication problems and the best methods of
obtaining the cooperation and coordination of radio and wire
communication systems, including those relative to police, fire, and
forestry. 

The FCC staff is organized, by function, into six operating bureaus: 
Mass Media, Cable Services, Common Carrier, Compliance and
Information, Wireless Telecommunications, and International.  The
various bureaus maintain data on licensees and users of communication
frequencies that include the licensing of radio/telephone circuits
and their assigned frequencies for operations. 


      FEDERAL MARITIME COMMISSION
-------------------------------------------------------- Chapter 2:3.3

The Federal Maritime Commission investigates applicants for licenses
to engage in oceangoing freight-forwarding activities.  Applicants
provide information to the Commission covering many aspects of their
history, including the names and residences of all corporate officers
and directors, names of partnership members or individual
proprietors, names of direct holders of five percent or more of
company stock, names of stockholders with beneficial interest in
shipments moving in U.S.  foreign export commerce, and employment
history of license applicants. 


      GENERAL SERVICES
      ADMINISTRATION (GSA)
-------------------------------------------------------- Chapter 2:3.4

GSA has considerable information on architects, engineers, personal
property auctioneers, real estate appraisers, construction
contractors, sales brokers, and businesses that contract with GSA. 
GSA also maintains a computerized List of Parties Excluded from
Federal Procurement and Nonprocurement Programs. 

See chapter 4 for discussions on the List and the Federal Procurement
Data Center. 


      NATIONAL AERONAUTICS AND
      SPACE ADMINISTRATION (NASA)
-------------------------------------------------------- Chapter 2:3.5

Over 85 percent of NASA's multibillion dollar budget goes to NASA's
contractors.  Procurement files maintained by its procurement office
contain information about individual firms and their employees. 

NASA requires that contractors submit with the proposals their
qualifications and resumes of the personnel who will be directly
assigned to the project.  The resumes should include each person's
educational background, work experience, length of service with the
firm, and work projects. 


      NATIONAL ARCHIVES AND
      RECORDS ADMINISTRATION
-------------------------------------------------------- Chapter 2:3.6

The National Archives and Records Administration operates federal
records centers throughout the country, including the National
Personnel Records Center in St.  Louis, Missouri, and the Office of
the Federal Register in Washington, D.C.  It also operates regional
archives and the presidential libraries. 

The Federal Register is the medium for notifying the public of
official agency actions; all federal regulations must be published in
it.  The Office of the Federal Register provides a periodic workshop
on the use of the Federal Register as an information source.  A
handbook on the uses of the Federal Register is also available.  For
information, call (202) 523-5240. 


      NATIONAL RAILROAD PASSENGER
      CORPORATION (AMTRAK)
-------------------------------------------------------- Chapter 2:3.7

Amtrak maintains information on passengers' reservation histories,
method of payment, and dates of travel; the railroad industry;
railroad contractors, subcontractors, and vendors; and train routes
and schedules. 

Amtrak police have access to records of all Amtrak employees.  To
contact Amtrak police regarding the Amtrak National Communications
Center or investigation and police report records, call
1-800-331-0008. 


      NUCLEAR REGULATORY
      COMMISSION (NRC)
-------------------------------------------------------- Chapter 2:3.8

NRC regulates commercial nuclear power reactors; nonpower research
reactors; fuel-cycle facilities; medical, academic, and industrial
uses of nuclear materials; and the transport, storage, and disposal
of nuclear materials and waste.  NRC also maintains applications and
licenses of persons and companies that export nuclear material and
equipment from the United States. 


      SECURITIES AND EXCHANGE
      COMMISSION (SEC)
-------------------------------------------------------- Chapter 2:3.9

SEC maintains public records of corporations with stock and
securities sold to the public.  These records include the following: 

  -- financial statements,

  -- identification of officers and directors,

  -- identification of owners of more than 10 percent of a
     corporation's stock,

  -- a description of the registrant's properties and businesses,

  -- a description of the significant provisions of the security to
     be offered for sale and its relationship to the registrant's
     other capital securities,

  -- identification of events of interest to investors,

  -- identification of accountants and attorneys, and

  -- a history of the business. 

SEC maintains files on individuals and firms that have been reported
to it as having violated federal or state securities laws.  The
information contained in these files pertains to official actions
taken against such persons and firms, including denials, refusals,
suspensions, and revocations of registrations; injunctions, fraud
orders, stop orders, and cease and desist orders; and arrests,
indictments, convictions, sentences, and other official actions. 

The Securities and Exchange Commission Summary lists the changes in
beneficial ownership by officers, directors, and principal
stockholders of securities listed and registered on a national
securities exchange or those relating to public utility companies and
certain closed-end investment companies. 

Copies of the documents maintained by SEC are available at its
regional or branch offices in the following cities:  Atlanta,
Georgia; Miami, Florida; Boston, Massachusetts; Chicago, Illinois;
Cleveland, Ohio; Detroit, Michigan; St.  Louis, Missouri; Denver,
Colorado; Salt Lake City, Utah; Fort Worth, Texas; Los Angeles,
California; San Francisco, California; New York, New York; Seattle,
Washington; Washington, D.C.; and Philadelphia, Pennsylvania. 

Corporate filings include the following: 

  -- Annual Report of Publicly Traded Company (Form 10-K)--excerpts
     or complete report via DIALOG or LEXIS databases, both of which
     are discussed in chapter 4;

  -- Quarterly Report of Publicly Traded Company (Form 10-Q)--same as
     Form 10-K;

  -- Special Events in Re Publicly Traded Company (Form
     8-K)--transactions resulting in change of controlling interest;

  -- Registration of Security (Form 8-A)--prospectus, data relative
     to the issuer;

  -- Registration of Security by the Successor to (Form 8-B)--name of
     issuer, relationship to primary registrant/issuer;

  -- Special Events in Re Foreign Security (Form 6-K)--information
     similar to Forms 10-K and 8-K, except the security is registered
     under other U.S.  law; and

  -- Report of Acquisition of Beneficial Ownership of 5% or More of
     Capital Stock of Public Company (Form 13-D)--identity of each
     person or firm acquiring beneficial ownership of 5 percent or
     more of capital stock or constituting a group that acquires such
     beneficial ownership; description of security; agreements or
     other undertakings by reporting entity; whether acquisition
     results in change of control; background on each person
     reporting; and sources of funds for acquisition, purpose of
     acquisition, and relationship of parties. 

See chapter 4 for information on SEC's Securities Information Center. 


      SMALL BUSINESS
      ADMINISTRATION (SBA)
------------------------------------------------------- Chapter 2:3.10

SBA guarantees loans made by commercial lenders to eligible small
businesses; makes loans to businesses and individuals following
federally-declared disasters; and licenses investment companies to
provide venture capital to eligible small businesses.  SBA also (1)
connects small firms owned by socially and economically disadvantaged
Americans with contracts set aside by other federal agencies and (2)
seeks to increase federal contract opportunities for small businesses
in general.  SBA-guaranteed loans are made by private-sector lenders,
with SBA promising to reimburse a specified percentage of any amount
lost by the lender.  By law, the amount of SBA's guaranty under its
most popular and least restricted lending program is limited to
$750,000 and the loan maturity to 25 years. 

SBA may be the best source of financial and other information about
the small businesses (and their principals) to which it provides
assistance; many of them are exempt from public disclosure laws
because of their smallness.  Records on businesses and individuals
that have received SBA assistance are maintained by the division that
administers the program involved.  The local SBA district office
maintains most records.  Contact the local office of SBA's Office of
Inspector General, Investigations Division, for assistance in
obtaining records and other information. 


      SOCIAL SECURITY
      ADMINISTRATION (SSA)
------------------------------------------------------- Chapter 2:3.11

SSA retains original applications for social security numbers. 
Applications list an applicant's name (maiden and married names for a
female), birthdate, birthplace, sex, race, parents' names, and
address at time of application. 

The first three digits of a social security number indicate its
assigned area of issuance.  The following table lists the states and
their assigned social security numbers.  (Note that some states and
Puerto Rico have more than one series of numbers.)



                                    Table 2.2
                     
                      Designated Geographic Areas for Social
                             Security Number Issuance

Number(s)\a            Area\b                    Number(s)\a  Area\b
---------------------  ----------------------  -------------  ------------------
001-003                New Hampshire           425-428, 587,  Mississippi
                                                       588\c

004-007                Maine                   429-432, 676-  Arkansas
                                                       679\c

008-009                Vermont                 433-439, 659-  Louisiana
                                                       665\c

010-034                Massachusetts                 440-448  Oklahoma

035-039                Rhode Island            449-467, 627-  Texas
                                                         645

040-049                Connecticut                   468-477  Minnesota

050-134                New York                      478-485  Iowa

135-158                New Jersey                    486-500  Missouri

159-211                Pennsylvania                  501-502  North Dakota

212-220                Maryland                      503-504  South Dakota

221-222                Delaware                      505-508  Nebraska

223-231, 691-699\c     Virginia                      509-515  Kansas

232 -236               West Virginia                 516-517  Montana

232, 237-246           North Carolina                518-519  Idaho

247-251, 654-658\c     South Carolina                    520  Wyoming

252-260, 667-675\c     Georgia                 521-524, 650-  Colorado
                                                         653

261-267, 589-595       Florida                     525, 585,  New Mexico
                                                     648-649

268-302                Ohio                          526-527  Arizona

303-317                Indiana                 525-529, 646-  Utah
                                                         647

318-361                Illinois                   530, 680\c  Nevada

362-386                Michigan                      531-539  Washington

387-399                Wisconsin                     540-544  Oregon

400-407                Kentucky                545-573, 602-  California
                                                         626

408-415, 756-763\c     Tennessee                         574  Alaska

416-424                Alabama                 575-576, 750-  Hawaii
                                                       751\c

577-579                District of Columbia              586  American Samoa

580                    Virgin Islands                    586  Northern Mariana
                                                              Islands

580-584, 596-599       Puerto Rico                  586, 617  Philippine Islands

586                    Guam                        700-728\d  Railroad Board
--------------------------------------------------------------------------------
\a Any number beginning with 000 will never be a valid social
security number. 

\b When an area is shown more than once, it means that either (1)
certain numbers have been transferred from one state to another or
(2) an area has been divided for use among certain geographic
locations. 

\c New areas allocated, but not yet issued. 

\d Issuance of these numbers to railroad employees was discontinued
July 1, 1963. 


      U.S.  POSTAL SERVICE AND
      U.S.  POSTAL INSPECTION
      SERVICE
------------------------------------------------------- Chapter 2:3.12

The U.S.  Postal Service maintains the names and addresses of post
office box holders and change of address information.  It can verify
that an individual is receiving mail at a particular address. 

Requests for photocopies of postal money orders may be made through
the local office of the U.S.  Postal Inspection Service.  Information
concerning the mailing addresses, telephone numbers, and fax numbers
of U.S.  Postal Inspection Service offices nationwide is available on
the U.S.  Postal Inspection Service home page on the World Wide Web. 

Information concerning missing U.S.  and Canadian money order forms,
counterfeit Canadian money order forms, and Invalid Express Mail
Accounts can be found on the U.S.  Postal Service home page on the
World Wide Web. 

The Postal Inspection Service, through the Judicial Officer, is
empowered under 39 U.S.C.  3005 to issue false presentation orders
and cease and desist orders in cases where the mail is being used to
obtain money from the public by means of false and fraudulent
statements.  The orders (1) require mail to be returned to the
sender, (2) forbid payment of postal money orders connected to the
scheme, (3) require the return of money to those who purchased the
money orders, and (4) require that cited schemes cease. 

Postal regulations require commercial mail-receiving agencies to
complete a PS Form 1583, Application for Delivery of Mail Through an
Agent.  The data from that form, which includes personal
identification information and references for a specific individual,
can be made available to federal, state, and local law enforcement
agencies.  The mailing addresses, telephone numbers, and fax numbers
of Postal Inspection Service offices nationwide are available on the
World Wide Web. 


   LEGISLATIVE BRANCH AGENCIES
---------------------------------------------------------- Chapter 2:4


      U.S.  GENERAL ACCOUNTING
      OFFICE (GAO)
-------------------------------------------------------- Chapter 2:4.1

GAO's World Wide Web home page provides access to recent GAO audit
products and Comptroller General decisions, as well as information on
how to order paper copies of both recent and older GAO products.  In
addition, GAO audit products from fiscal year 1995 forward and recent
decisions are available in electronic form at the Government Printing
Office's Internet site.  GAO products, including those not available
on the Internet, may also be ordered by calling (202) 512-6000 or TDD
(301) 413-0006. 


      GOVERNMENT PRINTING OFFICE
      (GPO)
-------------------------------------------------------- Chapter 2:4.2

GPO produces and procures printed and electronic publications for the
Congress and federal departments and establishments.  It prepares
catalogs and distributes and sells government publications in printed
and electronic formats.  Electronic databases prepared for printing
are premastered for CD-ROM replication and are used to provide
on-line access. 

GPO sells--through mail orders and government
bookstores--approximately 20,000 different printed and electronic
publications that originate in various government agencies.  Orders
and inquiries concerning publications and subscriptions for sale
should be mailed to Superintendent of Documents, GPO, Washington,
D.C.  20402 or called in to (202) 512-1800.  GPO also administers the
depository library program through which selected government
publications are made available, free of charge, in approximately
1,400 libraries throughout the country. 

The GPO Access service provides on-line access to key publications of
the federal government, including the Congressional Record and the
Federal Register, through the Internet.  For information about this
service, contact the GPO Access support team at (202) 512-1530. 


   JUDICIAL BRANCH
---------------------------------------------------------- Chapter 2:5


      FEDERAL COURTS
-------------------------------------------------------- Chapter 2:5.1

The federal court system has three basic levels:  the Supreme Court
of the United States, the U.S.  Courts of Appeals (by circuits), and
the U.S.  District Courts. 

The U.S.  District Court has exclusive jurisdiction in bankruptcy,
maritime and admiralty, patents, copyright penalties, fines under
federal law, and proceedings against consuls and vice consuls of
foreign states.  In addition, it has jurisdiction when the United
States or a national bank is a party and when the law specifically
states that the U.S.  District Court has original jurisdiction. 

In addition, some special courts, such as the following, handle
specific matters. 

  -- The U.S.  Tax Court adjudicates controversies involving
     assessment and payment of various taxes. 

  -- The U.S.  Court of Appeals for the Armed Forces is an appellate
     criminal court that serves as the final tribunal to review
     court-martial convictions of all the Armed Forces. 

  -- In the federal bankruptcy courts, bankruptcy judges preside over
     all cases under Title 11, United States Code, in addition to
     other bankruptcy matters referred by the district court. 

The table below lists federal courts throughout the United States and
their postal addresses. 



                               Table 2.3
                
                        Directory of U.S. Courts

Location                                            Postal Address
--------------------------------------------------  ------------------
COURTS OF APPEAL

Federal Circuit                                     Washington, D.C.
(United States)                                     20439

District of Columbia Circuit                        Washington, D.C.
(District of Columbia)                              20001

First Circuit                                       Boston, MA 02109
(Maine, Massachusetts, New Hampshire, Rhode
Island, and Puerto Rico)

Second Circuit                                      New York, NY 10007
(Connecticut, New York, and Vermont)

Third Circuit                                       Philadelphia, PA
(Delaware, New Jersey, Pennsylvania, and the        19106
Virgin Islands)

Fourth Circuit                                      Richmond, VA 23219
(Maryland, North Carolina, South Carolina,
Virginia, and West Virginia)

Fifth Circuit                                       New Orleans, LA
(Louisiana, Mississippi, and Texas)                 70130

Sixth Circuit                                       Cincinnati, OH
(Kentucky, Michigan, Ohio, and Tennessee)           45202

Seventh Circuit                                     Chicago, IL 60604
(Illinois, Indiana, and Wisconsin)

Eighth Circuit                                      St. Louis, MO
(Arkansas, Iowa, Minnesota, Missouri, Nebraska,     63101
North Dakota, and South Dakota)

Ninth Circuit                                       San Francisco, CA
(Alaska, Arizona, California, Hawaii, Idaho,        94102
Montana, Nevada, Oregon, Washington, Guam, and the
Northern Mariana Islands)

Tenth Circuit                                       Denver, CO 80294
(Colorado, Kansas, New Mexico, Oklahoma, Utah, and
Wyoming)

Eleventh Circuit                                    Atlanta, GA 30303
(Alabama, Florida, and Georgia)

DISTRICT COURTS

Alabama
Northern District                                   Birmingham, AL
Middle District                                     35203
Southern District                                   Montgomery, AL
                                                    36101
                                                    Mobile, AL 36602

Alaska                                              Anchorage, AK
                                                    99513

Arizona                                             Phoenix, AZ 85025

Arkansas
Eastern District                                    Little Rock, AR
Western District                                    72203
                                                    Fort Smith, AR
                                                    72902

California
Northern District                                   San Francisco, CA
Eastern District                                    94102
Central District                                    Sacramento, CA
Southern District                                   95814
                                                    Los Angeles, CA
                                                    90012
                                                    San Diego, CA
                                                    92101

Colorado                                            Denver, CO 80294

Connecticut                                         New Haven, CT
                                                    06510

Delaware                                            Wilmington, DE
                                                    19801

District of Columbia                                Washington, DC
                                                    20001

Florida
Northern District                                   Tallahassee, FL
Middle District                                     32301
Southern District                                   Jacksonville, FL
                                                    32201
                                                    Miami, FL 33128

Georgia
Northern District                                   Atlanta, GA 30303
Middle District                                     Macon, GA 31202
Southern District                                   Savannah, GA 31412

Guam                                                Agana, GU 96910

Hawaii                                              Honolulu, HI 96850

Idaho                                               Boise, ID 83724

Illinois
Northern District                                   Chicago, IL 60604
Southern District                                   East St. Louis, IL
Central District                                    62202
                                                    Springfield, IL
                                                    62701

Indiana
Northern District                                   South Bend, IN
Southern District                                   46601
                                                    Indianapolis, IN
                                                    46204

Iowa
Northern District                                   Cedar Rapids, IA
Southern District                                   52401
                                                    Des Moines, IA
                                                    50309

Kansas                                              Wichita, KS 67202

Kentucky
Eastern District                                    Lexington, KY
Western District                                    40596
                                                    Louisville, KY
                                                    40202

Louisiana
Eastern District                                    New Orleans, LA
Middle District                                     70130
Western District                                    Baton Rouge, LA
                                                    70802
                                                    Shreveport, LA
                                                    71101

Maine                                               Portland, ME 04101

Maryland                                            Baltimore, MD
                                                    21201

Massachusetts                                       Boston, MA 02109

Michigan
Eastern District                                    Detroit, MI 48226
Western District                                    Grand Rapids, MI
                                                    49503

Minnesota                                           St. Paul, MN 55101

Mississippi
Northern District                                   Oxford, MS 38655
Southern District                                   Jackson, MS 39201

Missouri
Eastern District                                    St. Louis, MO
Western District                                    63101
                                                    Kansas City, MO
                                                    64106

Montana                                             Billings, MT 59101

Nebraska                                            Omaha, NE 68101

Nevada                                              Las Vegas, NV
                                                    89101

New Hampshire                                       Concord, NH 03301

New Jersey                                          Newark, NJ 07102

New Mexico                                          Albuquerque, NM
                                                    87103

New York
Northern District                                   Syracuse, NY
Eastern District                                    13261
Southern District                                   Brooklyn, NY
Western District                                    11201
                                                    New York, NY
                                                    10007
                                                    Buffalo, NY 14202

North Carolina
Eastern District                                    Raleigh, NC 27611
Middle District                                     Greensboro, NC
Western District                                    27402
                                                    Asheville, NC
                                                    28801

North Dakota                                        Bismarck, ND 58502

Northern Mariana Islands                            Saipan, N. Mar. I.
                                                    96950

Ohio
Northern District                                   Cleveland, OH
Southern District                                   44114
                                                    Columbus, OH 43215

Oklahoma
Northern District                                   Tulsa, OK 74103
Eastern District                                    Muskogee, OK
Western District                                    74402
                                                    Oklahoma City, OK
                                                    73102

Oregon                                              Portland, OR 97205

Pennsylvania
Eastern District                                    Philadelphia, PA
Middle District                                     19106
Western District                                    Scranton, PA
                                                    18501
                                                    Pittsburgh, PA
                                                    15230

Puerto Rico                                         Hato Rey, PR 00918

Rhode Island                                        Providence, RI
                                                    02903

South Carolina                                      Columbia, SC 29201

South Dakota                                        Sioux Falls, SD
                                                    57102

Tennessee
Eastern District                                    Knoxville, TN
Middle District                                     37901
Western District                                    Nashville, TN
                                                    37203
                                                    Memphis, TN 38103

Texas
Northern District                                   Dallas, TX 75242
Southern District                                   Houston, TX 77208
Eastern District                                    Tyler, TX 75702
Western District                                    San Antonio, TX
                                                    78206

Utah                                                Salt Lake City, UT
                                                    84101

Vermont                                             Burlington, VT
                                                    05402

Virgin Islands                                      St. Thomas, VI
                                                    00801

Virginia
Eastern District                                    Alexandria, VA
Western District                                    22320
                                                    Roanoke, VA 24006

Washington
Eastern District                                    Spokane, WA 99210
Western District                                    Seattle, WA 98104

West Virginia
Northern District                                   Elkins, WV 26241
Southern District                                   Charleston, WV
                                                    25329

Wisconsin
Eastern District                                    Milwaukee, WI
Western District                                    53202
                                                    Madison, WI 53701

Wyoming                                             Cheyenne, WY 82001
----------------------------------------------------------------------

   INSPECTORS GENERAL
---------------------------------------------------------- Chapter 2:6

The Inspector General Act of 1978, as amended, created offices of
Inspector General at federal agencies.  Also, some legislative branch
agencies, such as GAO, have established offices of inspector general. 
Their mission is to increase the economy and efficiency of agency
programs and decrease fraud, waste, and abuse in federal departments,
agencies, and designated entities.  Offices of inspector general are
sources of information about businesses and related individuals they
have investigated or audited.  Most offices of inspector general
maintain centralized index and case file systems.  IGnet, hosted by
SBA, provides centralized Internet access to information about the
federal inspectors general and links to related Internet sites.  The
following table lists inspectors general and provides their
addresses, telephone/fax numbers, and hotline numbers. 



                                    Table 2.4
                     
                            Federal Inspectors General

                                         Telephone                       Hotline
Federal Entity/Mailing Address\a            Number    Fax Number       Number(s)
---------------------------------  ---------------  ------------  --------------
Agency for International                (202) 647-    (202) 647-      (800) 230-
 Development                                  7844          5948            6539
 320 21st Street, N.W., Room                                          (703) 875-
 5756NS                                                                     4999
 Washington, D.C. 20523
Agriculture, Department of          (202) 720-8001    (202) 690-      (800) 424-
 1400 Independence Avenue, S.W.                             1278            9121
 Room 117-W                                                           (202) 690-
 Washington, D.C. 20250-2301                                                1622
                                                                         Hearing
                                                                        Impaired
                                                                      (202) 690-
                                                                            1202
Amtrak                              (202) 906-4600    (202) 906-      (800) 468-
 400 North Capitol Street, N.W.                             4564            5469
 Washington, D.C. 20001-1511
Appalachian Regional Commission     (202) 884-7675    (202) 884-      (800) 532-
 1666 Connecticut Avenue, N.W.                              7691            4611
 Room 215                                                             (202) 884-
 Washington, D.C. 20235                                                     7667
Central Intelligence Agency         (703) 874-2553    (703) 734-            None
 Washington, D.C. 20505                                     9649
Commerce, Department of             (202) 482-4661    (202) 482-      (800) 424-
 Room 7898C                                                 0567            5197
 14th & Constitution Avenue,                                          (202) 482-
 N.W.                                                                       2497
 Washington, D.C. 20230-0002                                             Hearing
                                                                        Impaired
                                                                      (800) 854-
                                                                            8407
Commodity Futures Trading           (202) 418-5110    (202) 418-      (202) 418-
 Commission                                                 5522            5510
 3 Lafayette Centre
 1155 21st St., N.W.
 Washington, D.C. 20581
Consumer Product Safety             (301) 504-0573    (301) 504-      (301) 504-
 Commission                                                 0107            0573
 4330 East West Highway
 Bethesda, MD 20814-4408
Corporation for National Service        (202) 606-    (202) 565-      (800) 452-
 1201 New York Avenue, N.W.                   5000          2795            8210
 Suite 8100                               ext. 445
 Washington, D.C. 20525
Corporation for Public              (202) 879-9669    (202) 737-      (800) 599-
 Broadcasting                                               2902            2170
 901 E Street, N.W.                                                   (202) 783-
 Washington, D.C. 20004-2037                                                5408
Defense, Department of              (703) 604-8300    (703) 604-      (800) 424-
 400 Army Navy Drive                                        8310            9098
 Arlington, VA 22202-2884
Education, Department of            (202) 205-5439    (202) 260-      (800) 647-
 600 Independence Avenue, S.W.                              3821            8733
 Washington, D.C. 20202-1510                                          (202) 205-
                                                                            5770
Energy, Department of               (202) 586-4393    (202) 586-      (800) 541-
 1000 Independence Avenue, S.W.                             0948            1625
 Washington, D.C. 20585                                               (202) 586-
                                                                            4073
Environmental Protection Agency     (202) 260-3137    (202) 260-      (202) 260-
 401 M Street, S.W.                                         0711            4977
 Washington, D.C. 20460
Equal Employment Opportunity        (202) 663-4379    (202) 663-      (800) 849-
 Commission                                                 7204            4230
 1801 L Street, N.W., Room 3001                                       (202) 663-
 Washington, D.C. 20507                                                     7020
Farm Credit Administration          (703) 883-4030    (703) 883-      (800) 437-
 1501 Farm Credit Drive                                     4059            7322
 McLean, VA 22102-5090                                                (703) 883-
                                                                            4316
Federal Communications              (202) 418-0470    (202) 418-      (888) 863-
 Commission                                                 2811            2244
 1919 M Street, N.W.                                                  (202) 418-
 Washington, D.C. 20554                                                     0473

Federal Deposit Insurance           (202) 416-2026    (202) 416-      (800) 964-
 Corporation                                                2906            3342
 801 17th Street, N.W., Room
 1096
 Washington, D.C. 20434-0001
Federal Election Commission         (202) 219-4267    (202) 501-      (202) 219-
 999 E Street, N.W., Room 940                               8134            4267
 Washington, D.C. 20463-0001
Federal Emergency Management        (202) 646-3910    (202) 646-      (800) 323-
 Agency                                                     3298            8603
 500 C Street, S.W., Room 825
 Washington, D.C. 20472-0001
Federal Housing Finance Board       (202) 408-2544    (202) 408-      (800) 276-
 1777 F Street, N.W.                                        2972            8329
 Washington, D.C. 20006-5210                                          (202) 408-
                                                                            2900
Federal Labor Relations             (202) 482-6570    (202) 482-      (800) 331-
 Authority                                                  6573            3572
 607 14th Street, N.W.                                                (202) 482-
 Washington, D.C. 20424-0001                                                6570
Federal Maritime Commission         (202) 523-5863    (202) 566-      (202) 523-
 800 North Capitol Street, N.W.                             0043            5865
 Room 1072
 Washington, D.C. 20573-0001
Federal Reserve Board               (202) 973-5001    (202) 973-      (800) 827-
 20th and Constitution Avenue,                              5044            3340
 N.W.                                                                 (202) 452-
 Mail Stop 300                                                              6400
 Washington, D.C. 20551-0001
Federal Trade Commission            (202) 326-2800    (202) 326-      (202) 326-
 601 Pennsylvania Avenue, N.W.                              2034            2800
 Room H-494
 Washington, D.C. 20580
General Accounting Office           (202) 512-5748    (202) 512-      (202) 512-
 441 G Street, N.W.                                         2539            7470
 Washington, D.C. 20548                                               (800) 424-
                                                                            5454
General Services Administration     (202) 501-0450    (202) 208-      (800) 424-
 18th and F Streets, N.W.                                   7607            5210
 Washington, D.C. 20405                                               (202) 501-
                                                                            1780
Government Printing Office          (202) 512-0039    (202) 512-      (800) 743-
 Building 3, Room C551                                      1352            7574
 732 North Capitol Street, N.W.
 Washington, D.C. 20401
Health and Human Services,          (202) 619-3148    (202) 619-      (800) HHS-
 Department of                                              0521            TIPS
 330 Independence Avenue, S.W.
 Room 5250
 Washington, D.C. 20201
Housing and Urban Development,      (202) 708-0430    (202) 401-      (800) 347-
 Department of                                              2505            3735
 451 7th Street, S.W.                                                 (202) 708-
 Washington, D.C. 20410-4500                                                4200
Interior, Department of the         (202) 208-5745    (202) 219-      (800) 424-
 1849 C Street, N.W.                                        3856            5081
 Mail Stop 5341                                                              TDD
 Washington, D.C. 20240                                               (800) 354-
                                                                            0996
                                                                      (202) 208-
                                                                            5300
International Trade Commission,     (202) 205-2210    (202) 205-      (202) 205-
 U.S.                                                       1859            2217
 500 E Street, S.W., Room 515
 Washington, D.C. 20436
Justice, Department of              (202) 514-3435    (202) 514-      (800) 869-
 950 Pennsylvania Avenue, N.W.                              4001            4499
 Room 4706
 Washington, D.C. 20530
Labor, Department of                (202) 219-7296    (202) 219-      (800) 347-
 200 Constitution Avenue, N.W.                              5130            3756
 Washington, D.C. 20210                                               (202) 219-
                                                                            5227
Legal Services Corporation          (202) 336-8830    (202) 336-      (800) 678-
 750 First Street, N.E., 10th                               8955            8868
 Floor                                                                (202) 336-
 Washington, D.C. 20002-4250                                                8936
National Aeronautics and Space      (202) 358-1220    (202) 358-      (800) 424-
 Administration                                             2767            9183
 300 E Street, S.W., Room 8V69
 Washington, D.C. 20546
National Archives and Records       (301) 713-7300    (301) 713-      (800) 786-
 Administration                                             7320            2551
 8601 Adelphi Road, Room 1300                                         (301) 713-
 College Park, MD 20740-6001                                                6667
National Credit Union               (703) 518-6350    (703) 518-      (703) 518-
 Administration                                             6349            6357
 1775 Duke Street                                                     (800) 778-
 Alexandria, VA 22314-3428                                                  4806
National Endowment for the Arts     (202) 682-5402    (202) 682-            None
 1100 Pennsylvania Avenue, N.W.                             5649
 Room 528
 Washington, D.C. 20506
National Endowment for the          (202) 606-8350    (202) 606-      (202) 606-
 Humanities                                                 8329            8423
 1100 Pennsylvania Avenue, N.W.
 Room 419
 Washington, D.C. 20506
National Labor Relations Board      (202) 273-1960    (202) 273-      (800) 736-
 1099 14th Street, N.W., Room                               2344            2983
 9820
 Washington, D.C. 20570
National Science Foundation         (703) 306-2100    (703) 306-      (703) 306-
 4201 Wilson Boulevard, Room                                0649            2004
 1135
 Arlington, VA 22230-0002
Nuclear Regulatory Commission       (301) 415-5930    (301) 415-      (800) 233-
 Mail Stop T5D28                                            5091            3497
 Washington, D.C. 20555-0002
Office of Personnel Management      (202) 606-1200    (202) 606-      (202) 606-
 1900 E Street, N.W., Room 6400                             2153            2423
 Washington, D.C. 20415-0001                                              Health
                                                                       insurance
                                                                         fraud -
                                                                      (202) 418-
                                                                            3300
Panama Canal Commission (in         (800) 622-2625          None      (800) 622-
 Panama)                             ext. 272-3142                2625 ext. 272-
 Unit 2300                                                                  7801
 APO AA 34011-2300                                                 Pan. 272-7801
Peace Corps                         (202) 606-3320    (202) 606-      (800) 233-
 1990 K Street, N.W.                                        2459            5874
 Washington, D.C. 20526
Pension Benefit Guaranty            (202) 326-4030    (202) 326-      (800) 303-
 Corporation                                                4033            9737
 1200 K Street, N.W.
 Washington, D.C. 20005
Postal Service, U.S.                    (202) 268-    (202) 268-      (202) 268-
 475 L'Enfant Plaza, Room 2016                5600          5623            6686
 Washington, D.C. 20260-0020
Railroad Retirement Board           (312) 751-4690    (312) 751-      (800) 772-
 844 North Rush Street, Room 450                            4342            4258
 Chicago, Illinois 60611-2092                                         (312) 751-
                                                                            4336
Securities and Exchange             (202) 942-4460    (202) 942-            None
 Commission                                                 9653
 450 5th Street, N.W. (11-7)
 Washington, D.C. 20549
Small Business Administration       (202) 205-6586    (202) 205-      (800) 767-
 409 3rd Street, S.W., Room 7150                            7382            0385
 Washington, D.C. 20416-0005                                          (202) 205-
                                                                            7151
Smithsonian Institution             (202) 287-3326    (202) 287-      (202) 287-
 955 L'Enfant Plaza, S.W., Room                             3017            3676
 7600
 Mail Stop 905
 Washington, D.C. 20560-0001
Social Security Administration      (410) 966-8337    (410) 966-      (800) 269-
 6401 Security Boulevard, Suite                             9201            0271
 300                                                                SSA employee
 Altmeyer Building                                                    (800) 772-
 Baltimore, MD 21235                                                        1213
                                                                     SSA program
State, Department of                (202) 647-9450    (202) 647-      (202) 647-
 Room 6817                                                  7660            3320
 2201 C Street, N.W.
 Washington, D.C. 20520-0001
Tennessee Valley Authority          (423) 632-4120    (423) 632-      (800) 323-
 400 West Summit Hill Drive                                 4130            3835
 Knoxville, TN 37902-1499
Transportation, Department of       (202) 366-1959    (202) 366-      (800) 424-
 400 7th Street, S.W., Room 9210                            3912            9071
 Washington, D.C. 20590                                               (202) 366-
                                                                            1461
Treasury, Department of the         (202) 622-1090    (202) 622-      (800) 359-
 1500 Pennsylvania Avenue, N.W.                             2073            3898
 Main Treasury Building
 Room 2418
 Washington, D.C. 20220-0002
Veterans Affairs, Department of     (202) 565-7702    (202) 565-      (800) 488-
 810 Vermont Avenue, N.W.                                   7630            8244
 Washington, D.C. 20420-0001                                          (202) 565-
                                                                            8644
--------------------------------------------------------------------------------
\a Federal Inspectors General may also be reached via the Internet on
IGnet (http://www.sbaonline.sba.gov/ignet/internal/iglist.html). 

The following table provides web addresses for federal agencies, most
of which are discussed in this chapter. 



                                    Table 2.5
                     
                        Federal Agency Internet Addresses

Federal Agency                            Internet Address
----------------------------------------  --------------------------------------
Cabinet-Level Departments and
Associated Agencies

Department of Agriculture                 http://www.usda.gov

Department of Commerce                    http://www.doc.gov

Department of Defense                     http://www.dtic.dla.mil/defenselink

Department of Education                   http://www.ed.gov

Department of Energy
Federal Energy Regulatory                 http://www.fedworld.gov/ferc/
Commission                                ferc.html

Department of Health and Human            http://www.os.dhhs.gov
Services
Food and Drug Administration              http://www.fda.gov

Department of Housing and Urban           http://www.hud.gov
Development

Department of the Interior                http://www.doi.gov

Department of Justice                     http://justice2.usdoj.gov
Drug Enforcement Administration           http://www.usdoj.gov/dea/deahome.htm
Federal Bureau of Investigation           http://www.fbi.gov
Immigration Naturalization                http://www.usdoj.gov/ins/245.htm/
Service                                   #257
United States Marshals Service
                                          http://www.gopher.usdoj.gov/bureaus/
                                          usm.html

Department of Labor                       http://www.dol.gov

Department of State                       http://www.state.gov

Department of Transportation              http://www.dot.gov
Federal Aviation Administration           http://www.faa.gov
U.S. Coast Guard                          http://www.dot.gov/dotinfo/uscg

Department of the Treasury                http://www.ustreas.gov
Bureau of Alcohol, Tobacco and            http://www.ustreas.gov/bureaus
Firearms
Bureau of Engraving and Printing          http://www.ustreas.gov/bureaus
Bureau of Public Debt                     http://www.ustreas.gov/bureaus
Federal Law Enforcement                   http://www.ustreas.gov/bureaus
Training Center                           http://www.ustreas.gov/bureaus
Financial Crimes Enforcement              http://www.ustreas.gov/bureaus
Network
Financial Management Service              http://www.ustreas.gov/bureaus
Internal Revenue Service                  http://www.ustreas.gov/bureaus
Office of the Comptroller of the          http://www.ustreas.gov/bureaus
Currency
Office of Thrift Supervision              http://www.ustreas.gov/bureaus
U.S. Customs Service                      http://www.ustreas.gov/bureaus
U.S. Mint                                 http://www.ustreas.gov/bureaus
Treasurer of the United States            http://www.ustreas.gov/bureaus
U.S. Secret Service

Veterans Affairs                          http://www.va.gov

Banks and Related Federal
Administrations and Corporations

Export-Import Bank                        http://www.exim.gov

Federal Deposit Insurance                 http://www.fdic.gov
Corporation

Federal Reserve System                    http://www.bog.frb.fed.us

National Credit Union                     http://www.ncua.gov
Administration

Independent Establishments and
Government Corporations

Commodity Futures Trading                 http://www.cftc.gov/cftc
Commission

Federal Communications                    http://www.fcc.gov
Commission

General Services Administration           http://www.gsa.gov

National Aeronautics and Space            http://www.nasa.gov
Administration

National Archives and Records             http://www.nara.gov
Administration

Amtrak                                    http://www.amtrak.com

Nuclear Regulatory Commission             http://www.nrc.gov

Securities and Exchange                   http://www.sec.gov
Commission

Small Business Administration             http://www.sba.gov

Social Security Administration            http://www.ssa.gov

U.S. Postal Service                       http://www.usps.gov
U.S. Postal Inspection Service            http://www.usps.gov/websites/depart/
                                          inspect/
                                          jurisdic.htm

Legislative Branch Agencies

General Accounting Office                 http://www.gao.gov

Government Printing Office                http://www.gpo.gov
--------------------------------------------------------------------------------

DIRECTORIES, REFERENCE WORKS, AND
OTHER SOURCES
============================================================ Chapter 3


   DIRECTORY ABOUT DIRECTORIES
---------------------------------------------------------- Chapter 3:1


      DIRECTORIES IN PRINT
-------------------------------------------------------- Chapter 3:1.1

This annual publication thoroughly describes and indexes about 15,000
directories of all kinds, including business and industrial
directories, professional and scientific rosters, state and city
directories, and foreign and international directories.  Arrangement
is by broad subject category, and indexing is by subject,
title/keyword, and alternative (electronic) format.  A mid-year
supplement adds approximately 700 titles per year.  Directories in
Print is available electronically through a commercial database. 


   DIRECTORIES FOCUSING ON
   BUSINESSES
---------------------------------------------------------- Chapter 3:2


      AMERICA'S CORPORATE FAMILIES
-------------------------------------------------------- Chapter 3:2.1

Volumes 1 and 2 of this 3-volume annual Dun & Bradstreet directory
list approximately 11,000 parent companies and over 79,000 subsidiary
companies and divisions owned by the parent companies.  Parent
companies must have at least two locations, 250 employees, and one
subsidiary to be included in volumes 1 and 2 of the directory. 
Volume 3 is the international companion to volumes 1 and 2 and lists
ap